Tax Refunds
There are many options in receiving you tax refunds. Taxman has the latest tax financial products available to you. Depending on how you file your taxes and the method you choose will depend on when you'll get your refund. How do you want your money?
| Federal Refunds | |
| How you filed | Method of Refund | Time Frame |
Mailed in Return | Check by mail | 4-6 weeks |
Mailed in Return | Direct deposit | 3-4 weeks |
E-filed Return | Check by mail | 3-4 weeks |
E-file Return | Direct Deposit | 7-14 days |
E-Filed | RAL Advance (IRAL) | 10 minutes - 2hours |
E-file Return | Federal Refund Anticipation Loan (RAL) | 24-48 hours |
E-file Return | Federal Refund Transfer (RT) | 8-14 days |
| State Refunds | |
Mailed In Return | Check by Mail | 4-6 weeks |
Mailed in Return | Direct Deposit | 3-4 weeks |
E-filed Return | Check by Mail | 3-4 weeks |
E-filed Return | Direct deposit | 8-14 days |
Efiled Return | State Refund Transfer (SRT) | 8-14 days |
Instant Refund Anticipation Loan (IRAL) Tax money within 10 minutes - 2hours
Instant RAL (IRAL) is a product that provides you an instant loan decision and partial disbursement of the loan. Results of IRAL applications are available in the office in minutes.
Refund Anticipation Loan (RAL) Tax money in 24 - 48 hours
For individuals who have an immediate need for their tax refund, the RAL may be right for you. The bank will lend funds on the anticipation of the your refund being deposited from the IRS to cover the loan. Typically, these loans are granted within 1-3 days
Electronic Refund Transfer (RT) Tax money in 8- 14days
The RT the answer for taxpayers who do not want a refund anticipation loan and who need or want a paper check. After the IRS deposits the refund within 8-14 days.